Direct Vision Visa Prepaid Card

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NO HIDDEN FEES

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Fee Schedule

All fees are per transaction unless otherwise noted. All fee amounts will be withdrawn from your Card Account and will be assessed as long as there is a remaining balance on your Card Account, except where prohibited by law. Anytime your remaining Card Account balance is less than the fee amount being assessed, the balance of your Card Account will be applied to the fee amount.

Direct DepositFREE
PreCash Load1FREE
PayPal Load*1FREE
Wire Load*1$6.95
Weekly Fee (with Direct Deposit or 15 or more Transactions a Month)2FREE
Signature Transaction Fee** (Domestic & Int'l)$1.00
MoneyGram® ExpressPayment®, PayXone, Visa ReadyLink, or Western Union® Load*1$0.95
PIN Transaction Fee** (Domestic & Int'l)$1.00
Weekly Fee (Without Direct Deposit or 15 or More Transactions)$1.00
ATM Withdrawal Fee** (Domestic)3$1.95

Online Account Management: FREE; Online Monthly Statement: FREE; SMS/E-mail Alerts: FREE; ACH Transfer Fee** (Bank Account to Card Account Transfer): $1.00; Bank Transfer Fee** (Card Account to Bank Account Transfer): $1.00; ATM Balance Inquiry Fee** (Domestic): $1.00; ATM Balance Inquiry Decline Fee*** (Domestic): $1.00; ATM Balance Inquiry Fee** (Int'l) $2.00; Bill Pay Fee (Electronic & Paper Check): $1.00; Card to Card Transfer Fee4: $1.00; Automated Voice Response: FREE; Paper Statement Fee (per Statement): $5.00; Overdraft Late Fee (per Day)5: $3.00; Live Agent Service Fee: $1.95/call; Inactivity Fee6: $4.95; Secondary Card Fee (One-time Fee; per Card; Maximum One (1)): $5.95; Replacement Card Fee: $14.95; ATM Withdrawal Fee** (Int'l): $4.95; Cash Advance Fee** (Domestic & Int'l): $4.95; PIN Transaction Decline Fee*** (Domestic & Int'l): $1.00; ATM Withdrawal Decline Fee*** (Domestic) $1.00; ATM Withdrawal Decline Fee*** (Int'l): $2.00; Signature Transaction Decline Fee*** (Domestic & Int'l): $1.00; Bill Pay Fee (Check Cancellation): $9.95; Cancellation Fee (Charged if a check is issued for funds on your Card Account): $14.95; Express Shipping Fee (One-time Fee): $19.95; Overdraft Transaction Fee5: $15.00; Activation Fee (One-time fee)7: $9.95. 1An additional Load Fee of $5.00 or less (depending upon retailer) will be charged by the retailer each time funds are loaded on your Card. This amount is an independent fee assessed by the individual retailer only and is not assessed by us. 2If you qualify for either one of these activities your Weekly Fee will be rebated the following month and will appear on your online monthly statement as "Rebate of Weekly Fees". Otherwise, a Weekly Fee will be deducted from your account every Saturday. 3If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third-party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to your Card. 4Using this feature to send money from your Card Account to a recipient without a Direct Vision Prepaid Visa Card is currently unavailable. You may, however, continue to use this feature to send money from your Card Account to a recipient with a Direct Vision Prepaid Visa Card, e.g., Card-to-Card transfers. 5You must qualify for the overdraft feature and it is subject to our approval. 6Inactivity is defined as a zero or negative balance and no value loads, no purchase activity or cash withdrawals performed for sixty (60) consecutive days. This does not include fee charges. Your Card will be charged an Inactivity Fee per month with the first occurrence assessed at sixty-one (61) days of inactivity. Thereafter, the Inactivity Fee will be assessed on the first day of each month until activity restarts. 7If you purchased your Card at Direct Auto Insurance locations only, you will qualify for a rebate of the Activation Fee after your first direct deposit. To request your Activation Fee rebate, complete the mail-in rebate form available at www.directvisioncard.com or call 1-866-630-2503. If you did not acquire your Card through a participating retailer, this Activation Fee will be deducted from your first cash load.

*Appears as "Load Fee" on your online monthly statement. **Appears as "Transaction Fee" on your online monthly statement. ***Appears as "Decline Fee" on your online monthly statement.

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This Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted. The Bancorp Bank; Member FDIC.

All designated trademarks and brands are the property of their respective owners. All rights reserved.

* Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. "Guaranteed Approval" is contingent upon successfully passing this mandatory identification confirmation.